Wednesday, December 3, 2008

Credit Analyst- Corporate Banking Division

Description

Our client is one of the top banks in Gulf and has constantly strived to offer cutting-edge corporate and retail services, and products through investments in technology and a commitment to excellence in service. In just two decades, our client has emerged as one of the foremost financial institutions in the region, endeavouring to meet tomorrow's needs today.

No. of Positions: 4

Role and Responsibilities:

? To participate in a team dealing with the control and sanction of borrowings across the full range of Corporate and Business Banking sectors.

? To incorporate analysis, preparation of sign off comments and making recommendations on proposals.

? To recommend ratings and credit limits within the policy framework approved by the Board

? To mitigate credit risk and production of daily and periodical credit reports using excel spreadsheets

? To monitor exposure against credit limits and deal with remedial actions and be involved in the negotiation of credit terms with the trading teams.

? To ensure quality of the assigned portfolio and of the overall credit process in support of the mutually agreed upon credit/client strategy and growth & profitability objectives.

? Generally has been granted a higher level of approval authority than the Credit Risk Officers. The position carries a personal discretion. Provides a leadership role in modeling and disseminating the company's credit culture, growth strategy, and talent management objectives.

Required Skills

Qualification and Experience
? Preferably MBA with major in Banking/Risk Management
? Ideal candidate: Qualified/ studying for The institute of Credit Management
? At least 3 years experience of working as a credit analyst
? A sound knowledge of lending and security policies and sound practical experience of procedures coupled with a broad knowledge of Business banking operations.
? Effective lending skills including sound judgment, good financial awareness and an ability to undertake assessment of diverse business credit proposals.
? Ability to make well-judged decisions based on a broad understanding of relevant factors.
? Clear sense of priorities to achieve quality results within set timescales.
? Ability to work as part of a team and on your own initiative.
? Effective interpersonal and communications skills with the ability to project a professional image of the bank.
? Ability to absorb and analyze financial information.
? Analytical skills with previous exposure to Credit Management/Credit Sanctioning.

Keywords

Credit Analyst- Corporate Banking Division, Credit Analyst, Corporate Banking Division, Qualification and Experience
? Preferably MBA with major in Banking/Risk Management
? Ideal candidate: Qualified/ studying for The institute of Credit Management
? At least 3 years experience of working as a credit analyst
? A sound knowledge of lending and security policies and sound practical experience of procedures coupled with a broad knowledge of Business banking operations.
? Effective lending skills including sound judgment, good financial awareness and an ability to undertake assessment of diverse business credit proposals.
? Ability to make well-judged decisions based on a broad understanding of relevant factors.
? Clear sense of priorities to achieve quality results within set timescales.
? Ability to work as part of a team and on your own initiative.
? Effective interpersonal and communications skills with the ability to project a professional image of the bank.
? Ability to absorb and analyze financial information.
? Analytical skills with previous exposure to Credit Management/Credit Sanctioning.
Credit Analyst- Corporate Banking Division, Dubai, Abu Dhabi, Pakistan

Category		Finance - Banking

Job Type		Full time

Required Qualification		MBA

Required Experience		3 years

Salary		Depends on experience

Required Gender		Any

Posted on		MAY 3,2006

Last Date		MAY 13,2006

Company		RadicalHire

Location		Dubai, Abu Dhabi

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posted by Ahmed Ali @ 1:53 AM